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Home Ownership Which is Better, Renting or Buying? The financial benefits of owning real estate significantly outweigh the option of renting. Renting is certainly a must for some, and is what one may have to do while they build up to becoming a homeowner. Becoming a homeowner requires solid employment, good credit, and some type of down payment. Savings can all be built over time and […]
Home Ownership 2023 Economic & Housing Forecast Thank you to all my guests that were able to join me at my Annual Economic and Housing Forecast event with Matthew Gardner, Windermere Chief Economist sponsored by Evergreen Home Loans. In case you missed it, below are my top 10 takeaways, with all of the slide information linked HERE. BELLINGHAM METRO AREA LABOR MARKET […]
Market Updates Holy Shift, Again! Markets change fast! We experienced a substantial shift in 2022 with the first half of the year feeling like a completely different market than the second half of the year. A 3-point increase in interest rate was the main culprit along with inflation and affordability for the 2022 market correction we experienced. A market correction is defined by […]
Community New Park Along Bellingham Waterfront Plans that began in 2014 are finally moving quickly for this new Bellingham park. Salish Landing is the name chosen for the 17 acres at the south end of Cornwall Ave along Bellingham Bay toward Boulevard Park.  Permit application for cleanup and work is now pending as the city focuses on cleaning up the decades of […]
Community Why We Love Living In Whatcom County I recently asked some of my clients why they love living in Whatcom County.  There are some strong similar storylines no matter whom you ask!  Here are a few of the answers… The Lifetime Resident Q. What makes Whatcom County a great place to work and live? A. “Even though our city keeps growing, it […]
Market Updates National Market Summary Across the nation, we saw a real estate market correction in 2022 as interest rates doubled. Interest rates started the year at just over 3%, peaked in November at just over 7%, and ended at just under 6.5%. Since the first of the year, we are closer to 6% and anticipate rates to continue to improve towards […]
Community Home Fresh 2022 Update 6 years ago I made a commitment to serve my community with a donation of 1,000 pounds of fresh produce for every purchase or sale. This year, you helped me donate 31,000 lbs.  This means that over the past 6 years you have helped donate over 202,000 lbs! Every time you send a friend or family my name […]
Market Updates 2022 Recap 2022 can’t be summarized with just a slideshow of properties sold- it was SOOO MUCH more than that. So much more than any other year because it was the year business finally felt genuine. Yes, I helped 40 families achieve their goals in real estate. We celebrated with joy and cried tears of frustration and […]
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Buying a Home Key Factors to Note as the Market Recalibrates in the New Year 2022 has been an eventful year in the real estate market and the economy. After 2 years of pandemic-fueled demand and historically low interest rates, we experienced a shift. The Fed quickly raised rates (by 2 points) from April to October to combat inflation, curbing buyer demand as affordability took a hit. The overall economy is starting […]
Buying a Home Matthew Gardner’s Top 10 Predictions for 2023 1. There Is No Housing Bubble Mortgage rates rose steeply in 2022 which, when coupled with the massive run-up in home prices, has some suggesting that we are recreating the housing bubble of 2007. But that could not be further from the truth. Over the past couple of years, home prices got ahead of themselves […]
Market Updates Returning to Normal There is no doubt that 2022 has been one of the most eventful years in real estate. This is saying a lot coming off the record-breaking years of the pandemic. We will probably never see anything like 2020 and 2021 again. During this time the market responded to a historical event that motivated the rearrangement […]
Home Ownership Affordable Travel through Timeshare Ownership A few weeks ago my family went on our annual Florida vacation, but this year it looked and felt very different. The timeshare we own was unfortunately destroyed by Hurricane Ian only two weeks before our scheduled vacation.  My grandparents bought this condo in the 80’s and gifted the weeks they owned to their grandchildren […]
Buying a Home 2023 Real Estate Goals The new year is just around the corner! If you are thinking you might want to invest or make a move next year let’s talk! My calendar is open starting in November for some afternoon/evening consultations. Let’s meet at the brewery of your choice or I can come to your home. We can do some […]
Market Updates QUARTERLY REPORTS Q3 2022 The real estate market is adjusting to new environmental factors as we round out 2022. Interest rates have been on an upward trend since the spring and have increased by 2 points since the first of the year. This has put downward pressure on the peak prices we saw in the spring as we return to more […]
Tracie's Thoughts Make A Statement With Your Front Door We all know about curb appeal, but did you know that your door color might influence how much a buyer offers on your home? A recent study showed that certain door colors could impact the value of your home by thousands of dollars. Here are a few fun facts. Blue and black were the most […]
Community Fall Activates & Pumpkin Patches Autumn is finally in the air which means time for cider sipping, pumpkin patches, hay rides and corn mazes! Don your favorite fall attire and get ready for a season of fun and all the pumpkins you can carry at these local farms! Check out my favorite part of each one below: WHATCOM COUNTY STONEY […]
DIY Prepare Your Home for The Changing Seasons We’re more than half way through September, which means fall is just around the corner! No matter how you feel about the impending seasonal change, I hope this list helps you prepare your home for fall and winter. Wash textiles: curtains, throw blankets, washable pillow covers Shake out your rugs Clean the gutters Clean your […]
Community Summer Food Drive Update Thank you to everyone who donated to our summer food drive! We collected 924 pounds of food and $2,700. Collectively, we’re helping our neighbors in need with over 2,000 meals. The Volunteers of America Western Washington shared with us how grateful they are for this, as the need is high due to the rising costs […]
Buying a Home Current Shift In Inflation & Interest Rates It has been my goal to report to you accurate, real-time updates on the real estate market as we navigate the shift that started in May 2022. The two factors that have been the biggest contributors to this shift are inflation and interest rates. Inflation caused interest rates to rise by over 2-points over a […]
Buying a Home Shifting Market: How Interest Rates Affect Prices As we continue to examine the shift in the market, we must take a moment to take a deep dive into interest rates. Since the first of the year, long-term interest rates have increased 2.7% from 3.11% on 12/30/21 to the peak of 5.81% on 6/23/22, but have started to level out. On 8/4/22 rates […]
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