Buying a Home

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Buying a Home 5% Interest Rates Interest rates have gone up in the past few months! But, they are still well below the historical average. In fact, they are 2 points below the 30-year average! Buyers are best to get qualified on payment, not rate. What does this mean? It means we work with a lender who helps us figure out […]
Buying a Home 50% Home Equity Did you know that 50% of homeowners have at least 50% equity in their homes?! This means that half of the homeowners in the US have a loan balance for less than half of the value of their home. These equity amounts will keep the housing market stable and real estate a smart investment even […]
Buying a Home Current Market Update Housing inventory is holding strong! We continue to have record numbers of new listings since the start of the pandemic. It’s time to start paying attention to how long it’ll take for a listing to accept an offer and if the sold homes will continue to close at over asking price. Windermere’s economist, Matthew Gardner, […]
Buying a Home Spring Market in Bloom – Keeping Perspective is Paramount As we round out the first quarter of 2022 and head into the notorious Spring Market there are a handful of factors that should be considered whether you are a buyer or a seller. Paying attention to the anticipated increase in housing supply, monitoring buyer demand, and assessing the effects of rising interest rates on […]
Buying a Home Triangle of Buyer Clarity Embarking on a home purchase in a seller’s market can be intimidating, but it can be done. Long-term price growth confirms that owning a home is a key element to building household wealth. Home equity gained over time is typically the largest asset that contributes to a household’s net worth. Homeownership is not only an investment, but also […]
Buying a Home You want to Sell, but need to Buy too… Homeowners across our region are enjoying incredibly healthy equity levels due to an upswing in the real estate market over the last five years. In fact, the median price in Whatcom County is up 55% over the last five years. Over the last 10 years, the median price is up 80% in 10 years. This […]
Buying a Home The Windermere Bridge Loan Homeowners across our region are enjoying very healthy equity levels due to an amazing upswing in the real estate market over the last five years. In fact, the median price in Whatcom County is up 59% over the last five years. This growth in equity has given homeowners the exciting option to sell their homes […]
Buying a Home Contractor Pricing for YOU!   Rainy Weekend Plans?! Have you been wanting to get some painting done? I’m excited to extend my personal discount to you! There’s nothing better than supporting a local business {especially right now- when they really need our support}, getting a great deal, AND unmatched customer service! You can get it all by taking my […]
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Buying a Home A Lending Update w/ Lena In light of the massive increase of unemployment due to COVID-19, the guidelines for obtaining a home loan are changing regularly.  If you are back-to-work and are looking to get pre-approved for a home loan, check in with your lender well ahead of time to be sure you can provide the proper income documentation.  Lenders […]
Buying a Home Location, location, location I’m sure you’ve heard this phrase once or twice, and may wonder what inspires us brokers to say the word three times. The word is repeated three times for emphasis, and it is the NUMBER ONE rule in real estate, though it is often the most overlooked. In a nutshell, location, location, location means if […]
Buying a Home Why Owning a Home is Such a Smart Investment Source: www.blog.windermere.com After succumbing to the “Great Recession” ten years ago, the stock market has made a comeback. So, does that mean you should forget about buying a new house and invest in stocks instead? The answer to that question, say experts, depends on your investing savvy, your financial discipline, your age, and your current […]
Buying a Home Why aren’t home builders building more homes? source: www.blog.windermere.com Posted in Inman News by Matthew Gardner, Chief Economist, Windermere Real Estate This article originally appeared on Inman.com    Housing markets all across the U.S. are suffering from serious shortages of homes for sale, and this isn’t expected to change in the foreseeable future. When I think about inventory levels and the fact that […]
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