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Market Updates Phase 2 for Whatcom County Real Estate On Friday, June 5th, it was announced that the Washington State Secretary of Health has accepted Whatcom County’s application to move on to Phase 2 of the Washington’s Safe Start Plan. You can read a broad explanation of what that means here, and here are a few key changes: Lets you have 5 people inside household Restaurants can open to 50% capacity […]
Market Updates Current Numbers that Matter – Week 12 Moving On to Phase 2! Welcome to June! It was announced today that the Washington State Secretary of Health has accepted Whatcom County’s application to move on to Phase 2 of the Washington’s Safe Start Plan. You can read a broad explanation of what that means here, and here are a few key changes: Lets you have 5 […]
Buying a Home A Lending Update w/ Lena In light of the massive increase of unemployment due to COVID-19, the guidelines for obtaining a home loan are changing regularly.  If you are back-to-work and are looking to get pre-approved for a home loan, check in with your lender well ahead of time to be sure you can provide the proper income documentation.  Lenders […]
Market Updates Current Numbers that Matter – Week 11 Getting Things Rolling Again After being cooped up for so long, no doubt you have noticed things around your home that you would like to fix or upgrade. Many contractors are slowly getting back to work after weeks of not being able to, and I have had clients asking for referrals of those I trust […]
Home Ownership Property Tax Due Date Reminder     For those of you that pay your taxes directly, and do not have a mortgage servicer pay them with your mortgage, property taxes are almost due! This is an extension from the original April 30th due date.
Market Updates Current Numbers that Matter – Week 10 Staying Put a Little Longer This week, officials announced that the closure for non-essential travel over the border crossing to Canada has been extended until the end of June. So, we will have to wait a little longer for any fun rendezvous up north. I am curious to pay attention to how many of our Canadian buyers and sellers are unable […]
Market Updates Current Numbers that Matter – Week 9   Beginning & Ending on High Notes Our new normal seems to be becoming less new and more normal, just in time for our Phase 1 to be coming to an end- maybe one more week (at the earliest), and then we move on to Phase 2! It’s still not business as usual – no open houses, only serious homebuyers […]
Market Updates Mondays with Matthew: Let’s Discuss Mortgage Forbearance   On this week’s episode of “Monday’s with Matthew,” Matthew Gardner discusses mortgage forbearance and whether it will help or hurt the US housing market and what you should take into consideration if you are deciding whether or not it is an option for you!
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Market Updates Current Numbers that Matter – Week 8   I hosted my very first Virtual Open House this weekend- what a fun way to show potential buyers and home lovers a home without spreading germs!  I hope you were able to join me live on Facebook from the comfort of your own home! If not, the recorded video is posted on my feed in facebook and on […]
Market Updates Are we Headed Towards a Repeat of the 2008 Housing Meltdown? At Windermere, we have continued to rely on the expertise of Matthew Gardner, Windermere’s Chief Economist. This week Matthew addressed the growing concern that housing market is heading towards a repeat of the 2008 meltdown.  He uses data to explains how we are in a very different place than when the housing bubble burst. Here is a chart he shared from Black Knight Financial comparing the housing market […]
Market Updates Current Numbers that Matter – Week 7 A PLAN TO MOVE FORWARD It’s already May! It almost seemed like April would never end, but we made it! Good job, team! Friday, May 1st, Governor Inslee announced that the Stay Home Order would now be extended past the previous deadline of May 4th to May 31st. The state will be opened back up slowly in a 4 phase series. As part of […]
Tracie's Thoughts Gov. Inslee’s Wa Recovery Plan     A SAFE RETURN TO PUBLIC LIFE On Tuesday, 4/21, Governor Jay Inslee announced his plan for a safe return to public life. This plan is broken down into 3 main goals: Protect the Health and Safety of Washingtonians Facilitate a Safe Start and Transition to Economic Recovery Support All People and Communities He’s included all the details […]
Market Updates Current Numbers that Matter – Week 6 A Plan to Move Forward Hard to believe we’ve been paying attention to the numbers for 6 weeks already.  I’m thankful the number of COVID-19 cases in Washington State continues to decrease and we are starting to see a light at the end of the tunnel!  Below You’ll find: Updated Numbers Washington’s Recovery Plan Matthew’s New Construction Update Love to the Alcoa Families Another Chance […]
Market Updates Current Numbers that Matter – Week 5 There wasn’t really anything noteworthy this week in the news. We are all still in the trenches of this new temporary reality. This is week 5 of analyzing data in Whatcom County to observe the affects of COVID-19 on our housing market. BACK TO THE DATA This last week of 2020 compared to the same […]
Market Updates Q1 2020 { Western Washington Gardner Report } A Message from Matthew: Needless to say, any discussion about the U.S. economy, state economy, or housing markets in the first quarter of this year is almost meaningless given events surrounding the COVID-19 virus. Although you will see this data regarding housing activity in the region, many markets came close to halting transactions in March and […]
Market Updates LENDING UPDATE W/ LENA  -Banks Tightening Qualification Guidelines- During this uncertain time, banks are in the process of tightening underwriting guidelines by adding more strict “overlays” to the Federal guidelines.  These overlays vary from bank to bank and it is important to know that each bank has their own overlays.  Agencies and government loan programs are also making changes that will lessen risk […]
Market Updates Tax Updates The IRS issued guidance Thursday evening to grant deadline relief for both 1031 like-kind exchanges and opportunity zone investments that are already underway.  Both of these programs are designed to promote economic growth in communities, and the National Association of Realtors made the case that investors in these programs should not be harmed due to the effects of COVID-19. 1031 Like-kind […]
Market Updates Current Numbers that Matter – Week 4 Data, Tours, Taxes and Interest Rates Most prominent in the news this last week was Washington State deciding that our students will not return to in person schooling this school year.  Families are mourning sadness of missing out on the end of year celebrations for milestone grade transitions, cancelled sports seasons and so much more.  […]
Market Updates Current Numbers that Matter – Week 3 May the 4th Be… Here Quickly! Here we are again with another update on our Stay at Home Directive, which now has been extended until May 4th. It might seem like so far away, but the more we stay home (and the better we follow the rules), the sooner we will be able to resume our regular lifestyles! I’m continuing with week 3 of looking at […]
Market Updates REVISED Current Numbers that Matter – Week 2 I SPOKE AN HOUR TOO SOON! The Governor JUST deemed Real Estate as an “Essential Business”!  So what does this mean for you and our clients?  We now have to adhere to stricter guidelines to ensure safety for our clients and homeowners, however we are able to do the following: 1. In-person activities must be appointment-only 2. No […]
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