Home Ownership

Buying a Home, Home Ownership, Market Updates, Tracie's Thoughts

5% Interest Rates

Interest rates have gone up in the past few months! But, they are still well below the historical average. In fact, they are 2 points below the 30-year average! Buyers are best to get qualified on payment, not rate. What does this mean? It means we work with a lender who helps us figure out […]
Buying a Home, Home Ownership

50% Home Equity

Did you know that 50% of homeowners have at least 50% equity in their homes?! This means that half of the homeowners in the US have a loan balance for less than half of the value of their home. These equity amounts will keep the housing market stable and real estate a smart investment even […]
Home Ownership

Is Your Home Properly Insured?

I’ve been thinking about this a lot lately and when it became a topic of discussion at our office meeting this morning I decided it’s time for a PUBLIC SERVICE ANNOUNCEMENT‼️ I’m not talking about disaster or actual emergency preparedness in your home… although that’s important too. What I’m talking about is all this value […]
Home Ownership, Selling a Home

Avoiding Capital Gains: When You Have a Ton of Equity and Want to Make a Move

Did you know that over 50% of homeowners in Washington State have over 50% home equity? We have had 10 years of price appreciation, and the last 3 years have been record-breaking. The chart below shows complete year-over-year (the last 12 months over the previous 12 months) price appreciation for the seven main market areas in Whatcom […]

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Buying a Home 5% Interest Rates Interest rates have gone up in the past few months! But, they are still well below the historical average. In fact, they are 2 points below the 30-year average! Buyers are best to get qualified on payment, not rate. What does this mean? It means we work with a lender who helps us figure out […]

Buying a Home 50% Home Equity Did you know that 50% of homeowners have at least 50% equity in their homes?! This means that half of the homeowners in the US have a loan balance for less than half of the value of their home. These equity amounts will keep the housing market stable and real estate a smart investment even […]

Home Ownership Is Your Home Properly Insured? I’ve been thinking about this a lot lately and when it became a topic of discussion at our office meeting this morning I decided it’s time for a PUBLIC SERVICE ANNOUNCEMENT‼️ I’m not talking about disaster or actual emergency preparedness in your home… although that’s important too. What I’m talking about is all this value […]

Home Ownership Avoiding Capital Gains: When You Have a Ton of Equity and Want to Make a Move Did you know that over 50% of homeowners in Washington State have over 50% home equity? We have had 10 years of price appreciation, and the last 3 years have been record-breaking. The chart below shows complete year-over-year (the last 12 months over the previous 12 months) price appreciation for the seven main market areas in Whatcom […]

Buying a Home Spring Market in Bloom – Keeping Perspective is Paramount As we round out the first quarter of 2022 and head into the notorious Spring Market there are a handful of factors that should be considered whether you are a buyer or a seller. Paying attention to the anticipated increase in housing supply, monitoring buyer demand, and assessing the effects of rising interest rates on […]

Community UPDATE: Global influences on the Housing Market & Interest Rates A lot has happened in our world since the first of the year, specifically the rise in inflation and the recent Russian invasion of Ukraine. These factors can influence consumers and affect the housing and financial markets. Additionally, global unrest has had a clear influence on interest rates, driving them back down after a 1-point […]

Home Ownership Show your home some love! Home. Everyday, it’s there for you- for life’s big moments and the little ones too. For all that your home does for you it deserves some valentines love. Here’s 4 ideas to show your home some love this Valentine’s Day! Add some beauty with house plants! House plants act as natural air purifiers and also […]

Community Matthew Gardner’s 2022 Predictions for the Local Economy & Real Estate Market Last week, my office hosted our 14th annual Economic Forecast Event with Matthew Gardner, Windermere’s Chief Economist. It was an hour-long presentation followed by lively Q & A that was packed with useful information to help guide us as we start the new year. Matthew journeyed the audience through a macro to micro approach, reflecting […]

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Home Ownership When was the last time you were in your crawl space or attic?! I get it, no one WANTS to go in their crawl space or attic, that is where yucky things are… spiders, rodents, etc. But those are the reasons you are looking! Checking on these two spaces for indications of water or rodents is THE SINGLE best thing you can do to maintain your home. Here’s […]

Community Vendor Spotlight You heard it here, friends! Smith Mechanical kept us from freezing this week, and Environmental Pest Control is going to be making sure the critters are under control from here on out! Make sure to get Smith Mechanical scheduled for your annual furnace service! Click here for the Smith Mechanical website If you deal with […]

Home Ownership Update on Mortgage Forbearance On this week’s episode of “Mondays with Matthew”, Matthew Gardner provides an update on the mortgage forbearance program and what type of effect we can expect it to have on the US housing market.

Buying a Home Contractor Pricing for YOU! Rainy Weekend Plans?! Have you been wanting to get some painting done? I’m excited to extend my personal discount to you! There’s nothing better than supporting a local business {especially right now- when they really need our support}, getting a great deal, AND unmatched customer service! You can get it all by taking my […]

Home Ownership Property Tax Due Date Reminder For those of you that pay your taxes directly, and do not have a mortgage servicer pay them with your mortgage, property taxes are almost due! This is an extension from the original April 30th due date.

Home Ownership Homeowners Insurance: Protecting Your Home Source: www.blog.windermere.com In addition to providing shelter and comfort, our home is often our single greatest asset. And it’s important that we protect that precious investment. Most homeowners realize the importance of homeowners insurance in safeguarding the value of a home. However, what they may not know is that about two-thirds of all homeowners are […]

Home Ownership A Home Addition: What to Consider Before Starting to Build Source: www.blog.windermere.com Adding on to your current home may be your best bet if you’re short on space, but you don’t want to move or can’t find another house in the area with all the qualities you’re seeking. It’s also an attractive option if the house you have is lacking just one significant element […]

Home Ownership Gardening Trends for 2018 Source: www.blog.windermere.com Outdoor living during the spring and summer months is extremely popular. Months of cold, wet winters are followed by glorious spring colors and warm summer days of vivid blue skies. In this post, we thought that now would be the best time to share some pretty garden trends for 2018. Wabi-Sabi Leisure […]

Home Ownership February Home Maintenance Check List Source: www.blog.windermere.com It’s February – winter’s not over yet, but spring is right around the corner. If you have cabin fever from being inside, cleaning and freshening up your house can help you get through this last month of winter and be ready to get outside when spring arrives. Once you check these items off […]

DIY 5 Creative Ways to Dress up a Ceiling Source:www.blog.windermere.com A crisp white ceiling is a classic look, but it’s not the only option for making a room look polished. Here are a few other design considerations to bring some personality to your ceiling. The sky is the limit when it comes to the amount of creativity and beautiful layering you can put into […]